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Talk to your creditors and explain your difficulties;
consider returning goods; try to negotiate smaller payments over a
longer period of time. |
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Talk to your bankers. Try to arrange a consolidation
loan; the bank may charge a lower interest rate than credit cards
or other financers and might accept lower periodic payments. |
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Check with your employer to see if there is an
employee assistance plan available to provide counselling for
financial management. |
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Obtain credit counselling services from your local
family or community association. |
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Contact Catholic Family Counselling in order to
consolidate your debts. |
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Contact Frank J. Jaglowitz of Collins
Barrow to discuss whether you may be able to: |